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Choosing the Right Level of Care for Seniors

Choosing the Right Level of Care for Seniors

No two seniors are the same. The same is true for senior living options. Families today have a wide range of senior care options available; which level of care for the elderly is “best” depends entirely on a family’s unique needs.

8 Different Levels of Care for the Elderly

Nearly 70% of people 65 or older today will need some form of long-term care. That means knowing which levels of care are available is an important part of planning ahead for your own retirement or creating a care plan for an aging relative.

1. Independent Living

Also called:

  • Independent living communities
  • 55+ retirement communities

Services and amenities:

  • Housekeeping services
  • Manicured lawns and outdoor spaces
  • Regularly scheduled recreational activities

Ideal for:

Independent living communities are for active older adults who want to live in a community of like-minded peers. This type of senior living community is typically restricted to those aged 55 and older.

Independent living‘s two primary benefits are freedom from chores and opportunities for social interactions. Residents do not need assistance with daily tasks, but may enjoy the freedom from housekeeping and home maintenance responsibilities that these communities offer. Furthermore, because of these communities’ uniquely social settings, they offer a wide range of opportunities for residents to engage socially with each other, either spontaneously or through scheduled social activities like book clubs, outings, or exercise classes.

2. Assisted Living

Also called:

  • Assisted living facilities
  • ALFs
  • Assisted living communities

Services and amenities:

  • On-site personal care services
  • Assistance with daily activities
  • Scheduled outings and calendar of events

Ideal for:

  • Adults who need help with ADLs
  • People with early stage dementia

Assisted living communities are long-term care communities for older people who need assistance with activities of daily living (ADLs), which can include toileting, bathing, and getting dressed. Residents either have minor physical impairments and/or minor memory loss.

This senior living option is ideal for older adults who need some assistance with daily tasks but can otherwise socialize and navigate certain aspects of daily life on their own.

This type of care is more comprehensive than independent living.

3. Memory Care

Also called:

  • Memory care communities
  • Memory care facilities
  • Dementia care
  • Alzheimer’s care

Services and amenities:

  • Specialized care services
  • Low staff-to-resident ratio
  • Planned social activities

Ideal for:

  • People living with significant memory loss

A memory care community is a type of residential care community offering specialized support for residents with memory loss, most often those with Alzheimer’s disease or another form of dementia. A memory care resident needs a secure living space with easily navigable floor layouts, locked exterior doors to prevent wandering, and daily social activities.

Memory care is a higher level of care than assisted living and independent living.

4. Skilled Nursing Care

Also called:

  • Skilled nursing facilities
  • SNFs
  • Nursing home care
  • Nursing homes

Services and amenities:

  • 24/7 personal and/or medical care services
  • Low staff-to-resident ratio
  • On-site nursing staff
  • Calendar of events

Ideal for:

  • People with severe impairments

Skilled nursing care is for individuals who have severe memory loss or medical conditions that make personal care tasks impossible without assistance. Skilled nursing communities usually have more staff members than other senior care options due to the intense care needs of residents.

Skilled nursing care is the highest level of senior care available.

5. In-home Care

Also called:

  • Aging in place
  • Home health care

Services and amenities:

  • In-home personal care services, including companionship, medication management, and housekeeping

Ideal for:

  • Adults needing help with ADLs who do not want to leave their homes

In-home care services are personal care services delivered in the comfort of seniors’ own homes. These services help make living at home safer, giving family members peace of mind that their loved ones are receiving the care they need.

6. Respite Care

Also called:

  • Short-term care services

Services and amenities:

  • 24/7 personal care services
  • Scheduled social events

Ideal for:

  • Family caregivers who need a break

Some people assume family caregiver roles when older family members need daily assistance. These individuals may sometimes need a respite from caregiving responsibilities, however. In these cases, respite care services are ideal; they allow seniors to live in a senior living community for a brief period of time.

Family members may choose respite care for any number of reasons, including to take a vacation, recover from an injury, or simply take a mental health break to avoid caregiver burnout.

7. Adult Day Care

Also called:

  • Adult day services
  • ADS
  • Adult day health care

Services and amenities:

  • Staff supervision
  • Safe environment
  • Social events and activities

Ideal for:

  • Family caregivers who work day jobs

Adult day care provides families peace of mind that their older loved ones are in a safe environment while they are at their jobs. This option is ideal for families that live with an aging relative who needs supervision but also cannot guarantee that someone will be home during working hours.

8. Continuing Care Retirement Communities

Also called:

  • CCRCs
  • Life care communities

Services and amenities:

  • On-site social activities
  • Continuum of care on one campus

Ideal for:

  • Seniors with evolving care needs

Continuing care retirement communities offer various levels of care on a single campus, so residents do not need to move to a new community as their needs evolve. These locations are ideal for residents who do not want to move when they need a higher level of care.

Which Level of Care is Right for Your Loved One?

Which level of care is best for your loved one depends on several factors. The following are some of the most important when considering your senior care options.

  1. Senior needs. Can your relative live at home alone safely with a few modifications? Are they able to move comfortably or are they completely dependent on someone else to move about and access necessary care?
  2. Budget. What is the monthly budget for senior services?
  3. Insurance. Does your relative have long-term care insurance or another way to pay for senior care? Does the senior living community your family is interested in accept your preferred payment method?
  4. Location. Where is your loved one located? Is there a senior care provider nearby that can address their needs?
  5. Family needs. What does your family, as a unit, need? Can family members split caregiving responsibilities? Does anyone live near your older relative? Does your relative need the assistance of highly trained professionals?
  6. Qualifications. Are the senior living services in your area certified, highly trained, and highly rated?

The needs of your family are unique. While choosing the right level of care for your elderly family member may seem overwhelming, remember that you have plenty of options available. Understanding what each one offers can help your family make a more educated decision when developing a senior care plan.

Disclaimer: This article is for informational purposes only.